Overview
CrediLinq is a technology infrastructure company with a proprietary Credit-as-a-Service stack. Their API-centric approach enables B2B platforms and banks to build financial products for merchants, enabling the financial empowerment of underserved digital native SMEs to build, grow and scale their business.
CrediLinq’s point of difference centers around embedding lending solutions within these platforms and harnessing the platform’s real-time alternative data, to offer business owners swift access to funding through AI-driven credit decisioning and agentic workflows. This empowers SMEs to manage cash flow by accessing seamless, flexible and transparent lending options.
The company holds a Capital Markets Services License under the Monetary Authority of Singapore (MAS), enabling it to raise and deploy institutional capital to support SME growth. CrediLinq is ISO 27001 certified for information security management.